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Rev. 11/2014 |
FACTS |
WHAT DOES GAS & ELECTRIC CREDIT UNION DO WITH YOUR PERSONAL INFORMATION? | |
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Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. | |
What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include: | |
• Social Security number |
• Transaction history • Credit history • Checking account information | |
When you are no longer a member, we continue to share your information as described in this notice. | ||
How? |
All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Gas & Electric Credit Union chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information |
Does Gas & Electric Credit Union share? |
Can you limit this sharing? |
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For our everyday business purposes
- |
Yes |
No |
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For our marketing purposes
- |
No |
We don't share |
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For joint marketing with other financial companies |
Yes |
No |
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For our affiliates' everyday business purposes - information about your transactions and experiences |
No |
We don't share |
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For our affiliates' everyday business purposes - information about your creditworthiness |
No |
We don't share |
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For nonaffiliates to market to you |
No |
We don't share |
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Questions? |
Call toll-free 800-793-3610 or go to www.gaselectriccu.com |
What We Do |
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How does Gas & Electric Credit Union protect my personal information? |
To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include computer
safeguards and secured files and buildings. | |
How does Gas & Electric Credit Union collect my personal information? |
We collect your personal information, for example, when you | |
• Deposit money |
• Give us your contact information • Make a wire transfer | |
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. | ||
Why can't I limit all sharing? |
Federal law gives you the right to limit only | |
Definitions | ||
Affiliates |
Companies related by common ownership or control. They can be financial and
non-financial companies. | |
Nonaffiliates |
Companies not related by common ownership or control. They can be financial
and non-financial companies.
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Joint Marketing |
A formal agreement between nonaffiliated financial companies that together
market financial products or services to you. | |
Other Important Information |
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For Alaska, Illinois, Maryland and North Dakota Members. We will
not share personal information with nonaffiliates either for them to
market to you or for joint marketing - without your authorization. For California Members. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us. For Massachusetts, Mississippi and New Jersey Members. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization. For Vermont Members. We will not share personal information with nonaffiliates for them to market to you without your authorization and we will not share personal information with affiliates or for joint marketing about your creditworthiness without your authorization. |
Privacy Model Disclosure VMP® Bankers Systems™ Wolters Kluwer Financial Services © 2010 |
PRIV-MODEL 8/1/2010 | 2012.1/2865 4253404-010 |